Malaysia Income Tax Calculator

Estimate your chargeable income and tax payable as a Malaysian tax-resident individual, after EPF and common personal reliefs.

Self relief appliedRM 9,000.00
EPF relief appliedRM 4,000.00
Chargeable incomeRM 47,000.00
Estimated tax payableRM 1,320.00
Effective tax rate2.2%

Estimate only (YA 2024 resident rates). EPF relief is capped at RM4,000; life insurance/takaful is a separate RM3,000 relief (enter under "Other reliefs"). A RM400 rebate applies when chargeable income ≤ RM35,000. Spouse, child and other reliefs are not auto-applied — add them under "Other reliefs". Confirm on the LHDN e-Filing portal before filing.

How to use

  1. Enter your gross annual income (salary, bonus, allowances).
  2. Enter your total EPF contribution and any other reliefs.
  3. Read your estimated chargeable income and tax payable.

Frequently asked questions

Which tax year does this use?

It uses the resident individual progressive tax brackets for Assessment Year 2024. Brackets are stored in a single editable table — always confirm the latest rates on the LHDN website before filing.

Is this an official LHDN figure?

No. This is an estimate for planning only and does not account for every relief, rebate or special case. Use LHDN e-Filing for your actual return.

How much EPF relief is allowed?

EPF (and approved schemes) relief is capped at RM4,000 for non-pensionable taxpayers. Life insurance/takaful is a separate relief of up to RM3,000 — add it under 'Other reliefs'. The tool also applies the RM400 individual rebate when chargeable income is RM35,000 or below.

Learn more

Last reviewed: 2026-08-02